will getting a bank of America secured credit card make my credit score go up?
im only 18 and i’d like to get my credit score up its only 650 would getting a secured card help me at all?
im only 18 and i’d like to get my credit score up its only 650 would getting a secured card help me at all?
3 Responses to “will getting a bank of America secured credit card make my credit score go up?”
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Search engine terms: bank of america secured card,
Any revolving credit you have can both help and hurt you. If you pay on time, stay at less than 50% of your credit limit and carry a small balance, it can definitely help you.
If you miss even one payment, never use the card, or carry too high of a balance versus the maximum limit, it will trash your credit score.
Absolutely it will help a lot! But check out all your options for credit cards at:
With a score of 650 your credit is ‘Average’ and thus you should select ‘Average’ on the menu on the left. In that way you can get non-secured cards that will improve your credit score but will not require you to place a security deposit!
You can better try this to get some useful links. It will help you a lot as it helped me.
All the best…