Why was my online credit card application declined?
I am a student and want to get a credit card, so I applied for catalog card USA platinum. Which provides Guaranteed Approval with No credit checks, No employment verifications, No interest charges, you can be approved even if you have No Credit or Bad Credit. But they declined my application. Can any one know why was they declined my application?
Even promotional offers that offer pre-approval with no credit checks and no job verification still have criteria that must be met prior to approval.
Whenever you are denied credit, the company must send you a letter with the reason for their decision, so wait for the letter and that will give you the exact reason.
they say No employment verifications, but did they ask if you had a job and did you aswer “no”?
Take a look at this information page it lists types of cards and information, it should also answer your question.
In the unfortunate event of the Bank not being able to approve your Card application for some reason you will receive a letter from the Bank expressing their inability to approve your Card application. In some occasions if there is some further information or documents missing from your application you will be sent a letter asking for the same. You need to then provide the information or documents to the address as specified in the letter.
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