Which is a good credit card for a 19 year old with low interest?

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low interest credit card

My credit score is 737. I started with a high interest credit card ( a year ago). The Apr on my existing credit card is 15%. What can I do to lower this Apr. Thank you very much.
I am debt free.
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Saturday, November 15th, 2008 at 10:06 am. Posted in Low Interest Credit Card. Tags: , , , , . You can follow this web articles through the RSS 2.0 feed.

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5 Responses to “Which is a good credit card for a 19 year old with low interest?”

  1. At 19 I can’t believe your credit score is that high. You only have 1 year of credit history based on your age. You should ask your credit card company to lower your interest rate. If not, you may have to wait a couple of more years.

  2. Here is a novel idea

    Live without a credit card.

    If you don’t have the money don’t buy it.

    Asking which credit card is the best is like asking which type of cancer is the best.
    If you read only one book on personal finance make it the “Wealthy Barber”.

    If you look at one web site or listen to one radio show on personal finance make it “Dave Ramsey”.

  3. I was looking at under the posting “What credit score do I need to get a credit card ?” and it looks like with a credit score of 737 you should have an A rating. That is the highest rating so you should be able to get a credit card with an APR lower than 15.

    Of course you could ask your current credit card to lower your APR but if that shouldn’t work in the same blog, under the posting “What are the Best APR Rates on Credit Cards ?” they list at least 5 cards with APRs ranging from 10.99 to 14.24.

    Some of those are Discover Platinum Card, Discover American Flag, Blue Cash from American Express and others. Take a look and see if any of those works for you.

  4. “You can apply for a Rewards Credit Card:

    Reward credit cards reward you when you spend on the credit card. Normally, you can collect rewards through 3 ways.

    * It involves earning cash back on the card, it depends on the amount you spend.
    * Next one involves giving points to the customers. They can be redeemed for gifts like cosmetics, shoes, water heater, mobiles and other goodies which the credit card company offers.
    * The last method of reward is providing airmiles. Airmiles are highly popular reward, as many customers like to redeem them for free flights or flight upgrades. Whatever type of reward credit card you opt for, carefully note the amount or rate at which rewards will accrue and also read carefully other terms and conditions.
    “

  5. There you go:

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