Which credit card company is best for first time applicant?
My daughter just turned 18 and is interested in getting a credit card. Which company is the best for someone who has no credit card history. With the recent credit crunch, it appears that more and more credit card companies and banks are getting tougher with applications.
Try a credit union, they have a small fee for set-up even for credit cards OR checking/savings accounts and they will give you more freedom and a lower percentage rate/lower minimum that you have to pay especially because they are not a full blown bank like Chase Bank, which I have used and am so upset with it.
No such thing.
All credit cards can raise your interest rate for any reason.
All credit cards have outrageous late and over the limit fees.
All credit cards, along with the Fico score was designed to get people into debt and keep them in debt.
If you pay as you go.
If you live on less money than you make.
You will have money and not have to worship the fico.
Goto and listen to his radio show. He has lots of great advice on money and debt. It doesn’t cost a dime ot listen.
i like capital one for my first time obtaining a credit card, they are really flexible
Orchard bank card is one of the best for starters.
you might want to get her a student card
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