Which card is better? CitiBank Secured MasterCard or Bank of Ameica Secured Visa Credit Card?

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I want to get a secured credit card. Which card is better? CitiBank Secured MasterCard or Bank of Ameica Secured Visa Credit Card. What is the difference between Mastercard and Visa? I want to built my credit. Please tell me which card i should apply to. Also how much $$$ should i put on the secured card. and after how can i can apply for a regular credit card.

I am 18 years old. I was declined credit cards, even department store cards. Thats is why i am getting a secured card so that i can built my credit.

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Tuesday, December 2nd, 2008 at 7:39 pm. Posted in Secured Credit Card. Tags: , , , , . You can follow this web articles through the RSS 2.0 feed.

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2 Responses to “Which card is better? CitiBank Secured MasterCard or Bank of Ameica Secured Visa Credit Card?”

  1. There are several rating sites for CC, try google for that. In terms of building credit, put a small amount toward a secured card, then pay off the entire balance each month. After a few months, you can ask for a credit line increase (unsecured) or apply for another card. Be sure to use your free credit reports, which are available for free from the government. Make sure there are no errors. Good luck.

  2. I would pick Bank Of America. I have Bank Of America and they are great!! Put $500.00 down. There is a $29 annual fee.Pay every month on time and you credit will do great!! Good luck!

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