What is the best credit card to suit my needs?
I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.
It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit card.
I already have a Amazon credit card with Chase so I think I need to use a different bank.
don’t do it. or just get one bank card.
In the overall grand scheme of things, it doesnt matter. I work for the largest credit card company in the country and I should be giving you my office number and tell you to call me on Wednesday when I go back to work, but I wont. They are all the same. Shop for interest rates. Some will give you 0% for a year or longer on balance transfers. Most will have a prime + interest rate, meaning your interest will change only when prime changes. Check the websites of chase, bank of america and citi. They are the biggest ones. It doesnt really matter who as long as you get the best rate. My personal opinion is go with who ever you bank with. Most banks will have their own credit cards that come with an introductory interest rate. Its eaiser to keep up with your finances with you have all of your eggs in one basket, so to speak.
mastercard or visa….with NO GIFTS, NO Bonus,just a low rate……….