What is the best credit card to get with low interest where you can transfer your balances and earn points?
I’m looking for a perfect credit card where I can transfer balances, have nearly zero interest and can earn points for travel, etc. Which card is the best for that?
I’ve found this site to be the most comprehensive about credit cards. Many credit cards typically only offer one “reward”: ie are categorized as low interest, rewards-based, OR balance transfers.
- try this one. I personally use their card.
As I know it offers 0% interest rate for 18 months and very easy to transfer balance.
First off, what is your current APR?
I assume you feel you are paying too much in interest charges? Second, there is no such thing as a perfect credit card. I know you might not like my answer, but if you take your annual savings in interest and just invest it in a good “Money Market Account”, you will then earn interest (around 4-5 percent annually, It will keep your money ahead of inflation) instead of paying interest each and every month. If you want a little more aggressive investment you could look at some good mutual funds. You could easily earn between 8-10 percent a year on your money. The savings alone from not paying any interest will more than make up for a few lost travel points. I mean think about it. They really do not just give you those points… Somebody has to pay from them. Why pay more than you have to.
Sincerely
Debt Free
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