What are the differences between a student credit card and other credit cards?
And which one is better? I am in college and I have a student credit card which I used to pay tuition for my first two years but I need to get another one for the next to years because this one is maxed out. I’ve never missed a payment nor I have I gone over the limit. I was thinking about which type of card I should go with–student or regular?
If you are a student, of course student cards is better.
easily compare student creditcards and all other credit cards at
however, the usual difference is that student credit cards are easier to be qualified for, but sometimes have higher interest rates associated with them. Also, student credit cards usually have lower limits. the direct link to the student section of CardLister.com is listed below.
the main differences of having a student credit card from having a regular one is that of the apr on purchases, cash advance and balance transfers. student cc’s usually are higher and the credit limit is not as high. although i know that you are a cardholder for 2 years now, still, it is a good idea to also be aware of its pros and cons, just a refresher before you do decide on getting another one. try checking out several offers before applying for one. there are credit card offers that have low to zero introductory rates.