Is it better to take out a personal loan or apply for another credit card?

I am trying to pay off credit card bills ($2,000 in credit card debt), get a new laptop and set aside $2,000 for a deposit on an apartment for next year. Is it better to take out a personal loan or apply for another credit card and do a balance transfer on it. Thanks!

Does merely applying for a credit card affect your credit?

I know that depending on the situation, cancelling credit cards can negatively affect your personal credit, and other things like that. I’m wondering if merely applying to see if you get approved for a card, and then not activating it can negatively affect your credit.

By filing chapter 7 personal bankruptcy including business credit card debt?

By filing personal bankruptcy (chapter 7) including business credit card debts with personal guarentees; do I also have to file for business chapter 11 bankruptcy because of these same credit cards or will the pesonal filing take care of them without involving my business?

Best Credit Cards

ng the best credit cards to meet your personal credit needs is an important step to take. Credit cards are the best for short-term credit borrowing, and if you choose the best credit cards wisely, you won’t be struggling with unmanageable cards payments either. But how do you go about choosing the best cards for [...]