Credit Card Discussion

When you apply for an Orchard Bank credit card, I know they have to check your credit. But which one the three credit agencies do they pull your credit report from?

Can anyone tell me if we have any recourse with dealing with Orchard Bank. Here is the situation….my husband had a credit card through Orchard Bank. He paid it off in January, called Orchard Bank, and requested the card be canceled. Well, we received a statement at the end of January stating [...]