Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a balance and [...]
I have a student credit card from Chase. I’m not really sure if i want a credit card or not because i’ll be tempted to spend more money. But i like the idea of building my credit. I know that canceling a regular credit card with hurt your credit. Will a student credit hurt it [...]
I have no credit history cause i’ve never had a credit card or borrowed money or anything and I want to establish credit now. well I applied for a credit card that required a deposit..secured credit card will that help boost my credit and how high will my score go once i start establishing credit?
I own a small business which often takes credit card numbers over the phone as a deposit. We recently had a customer no show, and she contested through her credit card company when we charged her (she claims it wasn’t explained when she gave us her #). The credit card company took her [...]
I have terrible credit!! The only card that I am able to sign up for is a pre-pay card where I basically borrow my own money. I need to establish good credit somehow any suggestions?
I am looking to get a credit card basically for emergency purposes (mostly for those unexpected car repairs) and christmas time when I don’t have the money for gifts (I have a large family). What would be the ideal credit card for me to get? I have2 store credit cards, which are always paid off [...]
I want to know what the bad about credit card gift cards, like visa and master cards. The one they sell in stores. Do you have to pat money to activate and then add money?
Now that I have money coming in steadily, what is the best way to pay off my credit card? Should I make a payment weekly as I get the funds, or should I pay a certain amount more each month when the bill is due?
I have not missed any payments yet. [...]
I’m thinking about applying for a card, but want to know what the BEST is for a person with no credit.
I’ll be using it mostly for gas, and perhaps a pair of jeans every once in a while.
Plus, I’ll have the money to pay it to $0 every month.
I’ll only be charging about 30% or [...]
Should I keep the truck balance where it is at $27,700 at 5.34% for 72 months ($470/month) or should I transfer some of that over to a credit card and have the truck be $17K at 5.34% and have $10.7K at 3.3% for life with the credit card?
I’m not sure if the interest is calculated [...]
