How to Lower your Credit Card Payments

Due to any of a number of circumstances, many people find that they owe more to credit card companies each month than they can comfortably pay. This can be a hard situation to deal with financially as well as personally. Fortunately, there are several ways to lower your credit card payments. One way to lower your [...]

First credit card question: How long after your purchase does it take to get billed the min. monthly payment?

I made my first purchase a few days ago, and, currently my minimum payment (due at the beginning of July) is $0. Does this mean that I won’t be billed for this purchase until next month? Also, if I do pay some money this month (even though the minimum is zero), will that [...]

Payment to credit card company lost in the mail. What to do?

My credit card payment was due October 6; balance was $500. Minimum payment is $15. I use my credit card for EVERYTHING so I can earn points, but I pay off the balance in full each month. I always pay on time or early, but never late.
Until this month. On Sept [...]