Find the Lowest Credit Card Rates

Whether you have the intentions of lowering your current credit card interest rates or want to transfer your balance to a different credit card, there is a lot of money that can be saved by having low interest rates. By paying a lower interest rate on your credit card, it allows you to focus more [...]

How to Fill a Credit Card Application

Having a credit card or even more than one it is not uncommon anymore. Most of the banks have websites that let you do online banking and most of the credit card applications can be done online too. It is easy to get a credit card report online and fill in an application for a [...]

What should I do if my credit card application was denied?

I just tried submitting an online application for Capital One after receiving an offer in the mail but it was denied right away. I read somewhere that your credit score can be lowered from getting denied from too many. It’s my first time trying to get one so I’m not sure what I’m supposed to [...]

How to Get the Best Credit Card Offers

Comparing credit cards is arguably the initial step to getting the best credit card offer. It’s not surprising that many consumers sign up for a card when they get flooded with pre-approved offers through the mails.This blinded way of obtaining a credit card can cost the consumer much more in the long run. First, the [...]

Chase Online Credit Card Application response?

Received pre-approved offer in mail for Chase Visa Platinum credit card, applied online using offer code and received email response after submitted:
“We will notify you of your approval status in 30 days by U.S. Mail…etc.”
Does anyone have any experience with this kind of response and what it could mean? Good sign, are they actually considering [...]

Ever get a credit card application in the mail before?

So you have received a credit card application? You know what it says, but do know what it really means?
What it says: “You have demonstrated financial responsibility…”
What it means: You’re breathing!
What it says: “Our membership is difficult to obtain…”
What it means: Death row prisoners are not eligible… in most states!
What it says: “We have shortened [...]

Im 18 and just got a Visa credit card, can someone explain how this works please?

I have $1000.00 in my account (one thousand dollars)..The bank just gave me any visa they didn’t let me pick.. they sort of did some psychology.. they told me there was an 90% chance that I wouldnt get the visa.. then they told me I could have it as long as I deposit 1000.00 in [...]

Why am i getting credit card offers when im under 18?

i got a capital one credit card offer in the mail when im only 15.about 6 months ago i applied for a credit card with them but i was underage.so after all this time they send me an offer after 6-8 months?what could this mean?

I have just recieved a “Horizon Gold Credit Card” in the mail. I think i have been scammed, What is this card

I applied for this credit card, because I was informed that the card had a 3000 dollar credit limit on it. I get the card in the mail, and it sends me to some website where I can browse through a catalogue of some sort. Have I just thrown away my 75 dollars? Could someone [...]

How long does it take to receive a credit card after application has been approved?

I applied online for a Capital One Credit card.
I was approved.
How long does it take to actually recieve the card in the mail after approval??