I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a [...]
Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.
I read following somewhere …
“hard inquiries (the ones that show up when you actually apply for credit) only affect your score after 2 weeks. The formula for your credit score excludes the number of inquiries that you have had over the past two weeks. The credit bureau got wise to the fact that people apply [...]
I currently have Chevron but it’s very exspensive not only the APR but at their gas stations. What I do like about them is that there are a lot of Chevron gas stations so their easy to find but I’m looking for something cheaper.
Everyone knows that the credit card market has tightened so it is important that when you are looking for a new card that you only apply for the best credit card for your specific situation. To make sure that you are going to be approved for the credit card it is important that you understand [...]
The Fed has cut the interest rate numerous times now to help the struggling economy. Since a lot of the problems people are having are with debt, mainly credit cards, shouldn’t the credit card companies be lowering their interest rates too? And why is it ok for them to up my interest rate [...]
