Muß man den Credit auch benutzen, um einen Positiven Credit report zu haben?

Ich habe in Deutschland einen Mastercard X-Tenson kreditkarte. Muß man ständig ins - gehen um einen Positiven Credit Report zu haben? ich meine wenn jemand das Geld hat, warum sollte man ständig ins - gehen und den Betrag wieder ausgleichen, wenn man so oder so das Geld hat? Ohne Credit Histoy kann man keine Wohnung [...]

Captial One Credit Card Services?

Capital One Balance = $467.00/ Credit Limit = $500.00
Minimum Payment = $13.00
Schedule Payment 2/1/08 = $325.00
Legacy Visa Balance = $240.00/ Credit Limit = $300.00
Minimum Payment = $30.00
Schedule Payment 2/2/08 = $165.00
I heard 30% is what you should owe toward yo total balance of both credit cards to be in a safe good credit zone….
Since [...]

WHy is it taking 30 days to get a response from an online credit card application?

I applied online yesteray for my first credit card and they said I would get a response within 30 days. Why does it take so long? Is it because I have no credit and it was a student credit card? Also, I said I had both savings and a checking account but right [...]