If I change my mind about accepting credit card from bank, will that affect my future application for a loan?

The place I’ve banked at for almost six years, has offered me a credit card which I accepted over the phone, and I should receive in a few weeks. If I change my mind and decide not to activate the card, and call in to canel it, will that count against me next year [...]

Increased Credit Card Payments - Helping You Keep Up

In the past, credit card payments have always been fair, a small percentage of the total balance owed. A new change has recently been proposed by the government that may change this. The monthly credit card payments that people are making may double within the next year. This will make things much harder for people [...]

My Credit Card Application Was Rejected! Now What?

This article tells you exactly what you need to do if you’re ever denied or rejected on any of your credit card applications both online and offline. It may be easier to deal with than you think…No doubt, you’ve probably gotten literally hundreds of credit card applications in the mail and online, and each and [...]

Should I get a credit card? How do you choose the best credit card?

I just finished college, and work full time. I have a debit card, and building good credit from paying off loans. A lot of people have been telling me to get a credit card, but I wonder if it really is necessary. Please give me some good reasons to get a credit card other [...]