I heard the federal government recently cut interest rates. Why hasn’t my credit card rate gone down?

I read the other day that the Federal Government recently cut the interest rates to banks. I called my credit card company and they told me my approx $65K of credit card debt is still at 29.44% and hasn’t dropped yet. When can I expect my credit card rate to drop? I am going to [...]

does closing a credit card stop interest rates from going up?

If someone stopped paying their credit card for a few months, the interest rates on that card go up. Can closing the credit card stop the interest rates from going up or will the balance of the credit card still cause it to go up?

How can i get UNSECURED Credit card with my new SSN?

hi all..i’m a Master’s student in Bay Area of CA. I was granted with a SSN for the first time. I’d like to apply for Credit card.
Which bank will provide credit card with comparatively less interest rates. And please tell me Which Bank provides UNSECURED credit card even for new SSN holders. ( I’m looking [...]

Which bank offers the best credit card in the Philippines, regardless whether Visa or MasterCard?

We have Metrobank, HSBC, Citibank, BPI, BDO and a lot of others that provide credit card services in the Philippines. But which of them offers the best interest rates, credit limit, promos, perks, discounts, benefits, rewards, features and other stuff?

Should I pay down my credit card or auto loan first?

Believe it or not the interest on my auto loan is higher than my credit card. (~12% for auto loan compared to ~10% on credit card). I owe approximately $5000 on each. Common sense would say to pay on the higher interest first. However, are there other factors I should consider such [...]

Will Credit Card interest rates lower now, since the bail out was approved?

I read and heard that the credit card interest rates will lower to 5% so Americans can get out of debt. If true, is it for all credit cards?
Thanks!

Does interest rates going up impact the total number of credit card applications in this country? Good sites?

Doing some research on the credit card industry. Trying to see how economic factors and not just card/transfer rates impact how many people apply for cards, based on inflation, defaulting on loans and mortgages, etc. Overall economic impact.

Getting The Best Credit Card Deals

Searching for credit card deals can really work to your advantage if you are looking for a new credit card. If you search for credit card deals, you may stumble upon a good credit card deal that offers a lot of benefits to the credit card user.It is always important to remember that when you [...]

What is the best credit card for students?

I want to get a credit card to purchase a laptop and to build credit. What is the best card I could get with the most benefits and best interest rates?

Tips on Getting More From Your Credit Card Rewards Program

Copyright (c) 2008 Ann WilsonDo you own a reward credit card or are you planning on applying for one? Many people own one or more reward credit cards on their account but not all of them are reaping the rewards they deserve. In this article, let’s discuss some tips on how you can get more [...]