I only have about 1-1/2 yrs remaining to pay off my car which amounts to $10,650.00 and the interest rate is about 12% . Should I just stick with my bank note? I figure I could pay it off faster and at a lower interest rate if I were to put the [...]
December 6th, 2008. Posted in Low Interest Credit Card. Tags: Car Credit, Interest Rate, Low Interest Credit, Low Interest Credit Card, Money Sense
If you are a new business and looking for a credit card, chances are you want a small business credit card. Because you are a new business, resources may be limited as well as manpower. When you’re looking for that new card, you should consider the credit card services for a business that the issuer [...]
December 5th, 2008. Posted in Business Credit Card. Tags: Accounting Software, Business Credit Card Offers, Constraints, Financial Institutions, Interest Rate
Copyright (c) 2008 Ann WilsonIn the past, rewards credit card were limited to cards with Frequent Flyer Miles Programs. Today, as credit card rewards holders continue to grow and as the competition among credit card companies grows even stronger, the emergence of rewards credit cards is undoubtedly an effective marketing strategy in attracting clients.With this [...]
December 5th, 2008. Posted in Credit Card Rewards. Tags: Card Features, Credit Card Companies, Frequent Traveler, Interest Rate, Spending Habits
In the past, credit card payments have always been fair, a small percentage of the total balance owed. A new change has recently been proposed by the government that may change this. The monthly credit card payments that people are making may double within the next year. This will make things much harder for people [...]
December 4th, 2008. Posted in Credit Card Payment. Tags: Hard Time, Interest Rate, Loans, Minimum Payments, Thousand Dollars
You can find a credit card application in your daily postal mail, in your email and you will find all types of credit card applications online. If you want a credit card, if you want a new credit card or even if you are seeking another credit card for your wallet, you can find credit [...]
December 4th, 2008. Posted in Credit Card Application. Tags: Credit Card Application, Interest Rate, Postal Mail, Reward Cards, Wallet
I used cash advances and my credit card interest rate when sky high. How do I go back to the way it was? Do I have to pay off the card or does it never go back?
December 1st, 2008. Posted in Credit Card Interest. Tags: Cash Advances, Credit Card Interest, Interest Rate, Sky High
Finding the best credit card rate takes time, but the pay-off is that you’ll know before making your first purchase exactly what to expect, and being familiar with your terms may motivate you to make wiser purchases and to pay off your monthly balances in a timely fashion.One of the first things you’ll need to [...]
November 29th, 2008. Posted in Credit Card Rates. Tags: Card Features, Credit Card Companies, Credit Score, Interest Rate, Risk Level
I have 3 credit cards. My COMBINED balances make up 24% of my COMBINED credit limits. In terms of a credit score increase, is it better to transfer those balances to the card with the most room? I have one card with a $7K limit and a $0 balance. This is also the newest (less [...]
November 29th, 2008. Posted in Credit Card Transfer. Tags: Credit Card Balances, Credit Cards, Credit Score, Interest Rate, Score Increase
They want me to send $37.00 as a yearly fee. I have always discard any offers that ask for money upfront, or that have a yearly fee. However the intrest rate of 5% is a big plus. Does it keep that low interest rate? Does it go higher later? There [...]
November 27th, 2008. Posted in Credit Card Services. Tags: Credit Card Offer, Interest Rate, Money, Union Workers Credit Services, Upfront