How will requesting a new credit card but not activating it affect my credit?

I requested a new credit card with a lower interest rate than my two cards now with the intentions of paying off the two cards with my new card. The new card credit limit is not enough to pay off the other two, however, so I don’t want it anymore. I requested it online, was [...]

What’s the best credit card to get after a bankruptcy?

I declared bankruptcy three years ago. I’m being deluged with credit card offers. Is there a best card to go for, a best interest rate, or should I just forget the whole thing and stick it out with my Visa debit card I have through my bank?

What can you do to lower your credit card interest rate?

Several years ago I developed a chronic medical condition,lost my job & was unemployed several years. I used my savings to pay my credit cards until I missed 2 payments in a row. I contacted the credit card company, worked out a deal to pay them back.
I am now employed, current on my bills & [...]

Looking for a low interest rate Credit Card, what can you recommend?

I’m looking to transfer some of my balance from and existing credit card to a new low-interest card. Can anyone recommend one for me?

How to Lower your Credit Card Payments

Due to any of a number of circumstances, many people find that they owe more to credit card companies each month than they can comfortably pay. This can be a hard situation to deal with financially as well as personally. Fortunately, there are several ways to lower your credit card payments. One way to lower your [...]

Can a credit card company suddenly increase your APR just because they reviewed your credit report?

I recieved a letter from a credit card company i’ve been with for some time stating that “due to information recieved on my credit report” they were hiking my interest rate. I haven’t paid late at all on this card and nothing has changed that I know of on my credit report. Is it even [...]

How to Find the Best Credit Card Rate for you

Looking for the best credit card rate? You’re not alone. Millions of consumers jump from card to card trying to find a rate that’s better than the one they’re currently paying. Do yourself a favor and don’t play leap frog with the credit card companies. Here are some helpful tips for finding the best credit [...]

Does a 4.9% credit card loan beat a 9.2% home equity loan in terms of money savings and tax benefits?

I want to take out a $10,000 loan and I want to see if the credit card deal is better for overall savings. It’s a lower rate than the home equity loan, but will the higher APR of the Home Equity loan paired with the tax breaks be better than a lower credit card(i.e. [...]

When do you pay you credit card interest rate?

If you chaged 300.00 and pay it off in one month..where does the interest get charged? (I am new with this whole credit card deal)

As an active duty military can i get my credit card interest rates lowered while I’m home?

When I was deployed to Iraq my interest rate was 4%. Now that I am home my credit card interest rate got high. Now the soldiers and sailors act is only for debts acquired before the military. I got my credit card after I joined. Any suggestions on how to get it lowered.