I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time.
I would like to close them to resolve my accounts and improve my overall credit.
I have to admit that some of the credit companies [...]
Can I still get a credit card secured or unsecured if i have bad credit? How can I improve my credit?
I would really like to try to reestablish my credit over the next year or two. Even if that means only applying for a secured card and cutting it up. However, I don’t know if it is better to actually use 20% of my secured credit limit and pay it in full monthly [...]
I have a $600 limit student Bank of America credit card. Some people tell me the best way is to pay the card balance in full at the end of the month and others tell me it is best to leave a small balance (like around $5)because the interest rates is what eventually improves the [...]
