Credit Card Discussion

I want to get a hdtv, but not a bad quality, I already own a Insignia 42″ 1080p. I am looking for better quality, and want to do payments, but if anything i have bad credit. So if i pay certain amount am I ok? Or does it depend on store?
If store any good advice [...]

I know that credit card companies have access to certain credit information, but what exactly do they have access to? My husband and I both have Beacon scores over 800 and get an average of four Credit card or refinance offers EACH per day! I guess I have two questions:
1) What data do they use [...]