How can I close a new credit card without effecting my credit?

I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club.
I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I [...]

How can I close a new credit card without effecting my credit?

I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club.
I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I [...]

What credit card should I look into getting?

I am looking into getting a credit card for emergencies only, though slowly building up my credit is a bonus. I am mainly looking to get a credit card because I will be studying abroad in Ireland in January and would like the security of a credit card for emergencies. What types of cards would [...]

Can I get a Visa or Mastercard credit card if I have no credit?

I am a student and want a credit card for emergencies.

What are the pros and cons of a rewards credit card?

I always see cards that get miles, money for disney, whatever…and wonder if they are worth it. Some people are all for rewards cards…others swear they are not worth it, rates are too high etc.
Which really is better, and under what circumstances/spending habits? I am the kind who only uses a card when I NEED [...]

Are there any credit counseling services that will allow me to keep at least one credit card open?

I would like to enroll in a program to pay off most of my creditors, but it scares me to have to close all of the credit card accounts (which I’ve heard is often a requirement). I would like to keep at least one open for emergencies. Does anyone know of any agencies [...]