My credit card balance is over 50%. How long will it take my credit score to go back up?

Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or [...]

What do banks determine when giving a student there first credit card?

If they have no credit scores yet, how do banks determine to give a student there first credit card?

Does anyone know which credit bureau American Express uses to review your credit history?

I want to apply for an Amex credit card, but would first like to know which of the three credit bureaus is used determine credit worthiness. I am curious because all three of my credit scores are significantly different.

Answering the Question - What is a Bad Credit Card?

The phrase “Bad credit card card” are credit cards that can be given regardless of a unfavorable credit score.Those people who have an unfavorable credit scores and hoping to recover from it can get a bad credit card card. This type of cards can be considered as a financial salvation for many individuals.The bad credit [...]