I have a pretty low credit score (597) and want to begin rebuilding my credit. The score is low from charge offs about 3 years ago. Is there a certain bank or credit card that is easier on people like me that will give me a credit card? And yes–I do plan on [...]
I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively [...]
I’ve had two credit card companies cancel their cards with me because I had not used their cards in years, how will this affect my credit score? Do they let the major credit bureaus know why it was canceled?
If you had to name a credit card that was the hardest to get (required a very high credit score), what credit card would you name?
Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or [...]
I am looking to raise my credit score and I have been turned down buy credit card companies and I spoke with someone that said I could get a pre approved credit card but i thought all credit cards were pre approved. Please help me I need to raise my credit score. Thanks
I want to apply for an American Express Blue Cash card. I’m 21 and I don’t know my credit score as of right now. I have one credit card right now with 0 balance from Bank of America. Should I apply for the AMEX card?
I got a wellsfargo secured credit card and gave myself a limit of 500. I then checked my credit report and it said that small credit limits hurt your credit. should I up my credit limit? If so, whats the best limit to get to best increase my credit score. and whats the best way [...]
What are the things i should do after I choose a credit card? How to maintain the best credit score? How does credit score work? I want to know everything about credit card.
I am trying to pick my credit score back up off the floor and have heard that you can do this by applying for credit cards and making the payments on them. Nice! Except, I went through a divorce and my credit is now lowsy. I pay all my bills on time and [...]
