Can a credit card company suddenly increase your APR just because they reviewed your credit report?

I recieved a letter from a credit card company i’ve been with for some time stating that “due to information recieved on my credit report” they were hiking my interest rate. I haven’t paid late at all on this card and nothing has changed that I know of on my credit report. Is it even [...]

How do I get a low interest credit card with less than average credit?

My credit took a hit a little less than a year ago and I have doctor’s bills on my credit report too (not that many), but I want to build it back up by getting a credit card and paying on it. I’m making enough money to afford one, but the problem is getting one. [...]

What happens when you request a credit card stop payment to services and products not received?

Does the business still keep the payment (the transaction was already done) and/or just a flag or mark on their record by the credit card company. Does anything get flagged on our credit report? We have had some very bad luck with a photographer we worked with and considering this an option.

Tips In Choosing The Best Bad Credit Card

Having bad credit does not mean one can never apply for good credit cards. Because of so many people having problem with their credit, credit card companies saw the potential in providing service for this people. Thus, credit card companies came up with bad credit credit cards. As the name suggest, these credit cards are [...]

Credit Repair - Credit Cards - Does the type of card make a difference?

I found a huge credit card directory… Does the credit card you apply for make a difference on your credit report?
If I apply for a poor credit credit card - http://www.affiliatetier.com/credit_repair/credit_cards.php - Would this effect my credit report?
If I apply for a really great credit card like American Express Blue: http://www.affiliatetier.com/credit_repair/credit_cards.php?review=23 - Would this look [...]

Secured credit card. Can I get a secured Visa card with MC charge off on my credit report?

Rebuilding my credit and I have an old Master Card account that was charged off that I am attempting to satisfy. I want to obtain a secured card from a local credit union to start establishing some good credit. Do I have to satisfy the old account before doing this or will I be able [...]

How do I fix credit report when the credit card company is no longer in business?

I am in the process of trying to buy a home and recently reviewed my credit report. I noticed that one account was still reported as opened with a balance.
About 4 years ago, I had a credit card account with Conseco Greentree Financial services. The balance was sold off to another company when Conseco [...]

Why is my credit rating poor(589)?

I just checked my credit report, and it’s a 589! It said I have 0 negative items, and 27 items in good standing. About 10 out of the 27 items were student loans that added up to about $25,000, 2 of the items were credit cards that added up to $5000. I’ve [...]

lenders or loan officers- please help?

i know having your credit ran too many times will lower your fico score and it stays on your credit reports for two years.
i’m not going to be buying my house until probably 6 to 8 months from now.
i’m trying to get quotes for a first time home buying loan but everywhere i look [...]

How long does a bad credit card stay on my credit report?

Greeting all, I was told by someone that after afew years of having bad credit card, it will be removed from credit report. Is this true? If yes, how long?
Thanks