My credit rating is good, not bad. But I’ve heard that having too many cards can damage it. I know that calling is a bad way to cancell, plus they try to talk you out of it.
What is the BEST way to cancel, so the credit reporting agencies know that you canned the card, and [...]
I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?
I moved to the UK last year from Canada and I have my citizenship for both UK and Canada due to my father being a british citizen. I’ve been trying to apply for a credit card so I can establish a credit rating but all credit card application forms ask for a previous address [...]
These banks are sick. Each month I must get about 5 to 10 offers to sign up for new credit card accounts, some of them pre-approved. My credit is certainly less than perfect.
I’ve been paying off my bills “Big Time” and would like to get my credit score rating higher. I was thinking about using a secured card and adding to it, but now I just received a letter from Visa saying I’m pre-approved for $200. What should I do?
The place I’ve banked at for almost six years, has offered me a credit card which I accepted over the phone, and I should receive in a few weeks. If I change my mind and decide not to activate the card, and call in to canel it, will that count against me next year [...]
I have an online credit card account (at, let’s say Chase), and I have a $600 credit card statement, and I have three weeks to pay it off. If I pay $150 right away and $450 a week after the statement date, will they report a late $450 payment to the bureaus or will [...]
Almost everybody knows the main advantages of owning a credit card. Credit cards are used all over the world and they are the most popular payment system these days. It is easier than ever to pay airline tickets or holidays using it, in almost every country. But the credit card rating is paying a significant [...]
I see a lot of advertisement from companies that claim they can reduce your credit card debt by 40% to 60%. What is the down side to using them? If they are successfull does it effect your credit rating? What do they charge? What must your situation be for them to [...]
I just applied and was approved a credit card, I am about to apply another one, how long should I wait?
