My daughter just turned 18 and is interested in getting a credit card. Which company is the best for someone who has no credit card history. With the recent credit crunch, it appears that more and more credit card companies and banks are getting tougher with applications.
December 15th, 2008. Posted in Best Credit Card. Tags: Credit Card Company, Credit Card History, Credit Crunch, Credit History, Time Applicant
I’ve just started working and don’t have a credit history. Can I still apply for a credit card?
December 15th, 2008. Posted in Apply Credit Card. Tags: Credit Card, Credit History
I applied for a student card but they rejected me. The provider said to mail in a tuition bill and proof that I paid it along with my current student ID. VCU will not mail me a bill until August, but I need a card before then to pay for my books. I also have [...]
December 14th, 2008. Posted in Student Credit Card. Tags: Advice, Credit History, Job, Student Credit Card, Tuition Bill
I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won’t be hurt by having no credit.
I’m thinking I want a card with no annual fee and [...]
December 6th, 2008. Posted in Credit Card. Tags: Cards, Credit Card, Credit History, Desire, Establish Credit
I’ve never had a credit card because my mom has always told me that they just cause problems. But now that I’m looking for a house, there is NO way I can get away with having no credit in my history. How can I get my first credit card?
I actually tried applying for a Capital [...]
December 3rd, 2008. Posted in First Credit Card. Tags: Capital One, Capital One Card, Credit Card, Credit History, Mom
I have almost zero credit history but I thought that wouldn’t matter since it is a student card. I do have a full time job and a checking and savings account, yet I’ve been denied the Discover student card and the Citi bank student card. Does anyone know what they look for when deciding to [...]
December 3rd, 2008. Posted in Student Credit Card. Tags: Credit History, Discover Card, Savings Account, Student Credit Card, Zero Credit
Best Credit Repair Services | The 7 Unrevealed Secrets to Radically Raising Your Credit In 17 DaysOne thing that many people do that is stupid in the credit world is to trash credit card offers. The reason is that this is a method of raising the credit limit of the person overall and can also [...]
December 2nd, 2008. Posted in Best Credit Card. Tags: Cards, Credit History, Doubt, Many People, Paramount
I want to transfer the balances of two credit cards to one balance transfer credit card with a low APR… One of my cards is maxed out ($800). Problem is I had to quit my job to give birth to my second child so I am unemployed, eighteen years old and i just started my [...]
December 2nd, 2008. Posted in Credit Card Transfer. Tags: Balance Transfer Credit Card, Cards Credit, Credit History, Financial Advice, Transfer Balance
I was looking at airline miles credit cards, and this one has no annual fee. It says the card and the rewards program is fee-free. From their main website: “0.00% Introductory APR (0.0000% DPR) for Purchases for your first 6 months of Cardmembership. Then, a variable APR of 13.24% (0.0363% DPR);15.24% (0.0418% DPR); or 18.24% [...]
November 30th, 2008. Posted in Credit Card Review. Tags: Advance Purchase Requirements, Bluesky, Capital One, Credit History, Travel Restrictions
i just want to know if debit mastercards helps build credit history just like a credit card? can you also just make a comparison between the two and which is better in your opinion.. Thanks!
November 30th, 2008. Posted in Credit Card Comparison. Tags: Build Credit, Credit Card, Credit History, Mastercards