Which credit card company is best for first time applicant?

My daughter just turned 18 and is interested in getting a credit card. Which company is the best for someone who has no credit card history. With the recent credit crunch, it appears that more and more credit card companies and banks are getting tougher with applications.

Reduced Credit Card Rates

Officials from the credit cards market have suggested that some consumers may be able to get the high interest rates on their credit cards reduced simply by contacting their providers and negotiating with them.An official from Fool.co.uk recently said that many credit card customers were getting a raw deal on their interest rates, stating: “The [...]