A Sears credit card?

Do Sears credit cards check on your credit or do they go by your income. i had a sales rep. to tell me that they are based on income, but i personally think shes misinformed because its a credit card, yet it is just for appliances in Sears that you can charge on it and [...]

How does online credit card payment and the whole online payment system work?

1)How does the whole system and procedure work?
2)Do debit cards work as well as credit cards?
3) I know the consumer has to take precautions but what are the security procedures and precautions taken by credit card companies and online payment companies and systems to protect you?
4) What shud i look for in a website to [...]

How were your finances when you were 25 years-old? ?

I’m always paranoid and want to accomplish things quickly. I’m just trying to see where I stand in comparison to most people around my age. I’m 25 years-old and I will have made almost $120K by end of this year. Here are my finances:
- $12,000 in 401K
- $6,500 in savings
Debt
- $3,600 in credit [...]

Is it possible to use one airline credit card to pay off another and still acrue airline miles?

My son is involved in a rather expensive sport and we are looking for ways to maximize the use of credit card travel miles for travel to national tournaments. We just started using an airline credit card to pay for monthly bills and then just pay off the card every month to accumlate miles. What [...]

What is the best way to get my first credit card to build credit?

I’m a college student and would like to get a credit card (for building up my credit for my future). I have a savings account, and have some money in it. I am also a full time student. I also do not have a job. What is the best and safest way to get [...]

Can I get an instant decision on a credit card and then use it online right away?

Are there credit cards that I can get approved for and then be able to buy stuff with them online right away? Obviously I wouldn’t have the physical card yet but they would give me the relevant information to make online purchases?
It’s kind of a unique situation, I have excellent credit and will be paying [...]

Yahoo credit card comparison?

Okay, so it’s been a year (about, maybe more) since I accessed the feature…..but I remember being able to compare credit cards. You entered in what your current card is/was and what you paid (annual fee, as well as monthly balance) and….maybe one or two other details, and Yahoo pointed you to cards that [...]

If you apply for a credit card but never or very rarely use it, will you still be charged?

I’ve never had what I believe is a major credit card. I’ve always used my debit card. I’ve always wanted to apply for credit cards at stores I shop at, but am afraid I’ll be charged even if I don’t use it. I’m sure it’s different with different cards, but I just [...]

Secrets of Credit Card Rates Revealed

If you have one or more credit cards, you are not alone. In the United States today, 640 million credit cards are in circulation. That’s two credit cards for every man, woman, and child. The average American adult has four credit cards, representing an increase from 3.2 cards each in 2004. On average, 40% of [...]

Credit Repair - Credit Cards - Does the type of card make a difference?

I found a huge credit card directory… Does the credit card you apply for make a difference on your credit report?
If I apply for a poor credit credit card - http://www.affiliatetier.com/credit_repair/credit_cards.php - Would this effect my credit report?
If I apply for a really great credit card like American Express Blue: http://www.affiliatetier.com/credit_repair/credit_cards.php?review=23 - Would this look [...]