Can I use a credit Card right after being accepted without having the card?

I have really good credit and have paid off all credit cards as I use them. Now, I have a large purchase I want to make. If I apply for a card and get approved online, it will take 7-10 days to get the card. Can I somehow use the card without physically having the [...]

How is a credit card considered a written contract instead of an open account?

I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but he says that I probably will have to settle because it is not an open account but [...]

What is the difference between a credit card and a pre approved credit card or is there no difference?

I am looking to raise my credit score and I have been turned down buy credit card companies and I spoke with someone that said I could get a pre approved credit card but i thought all credit cards were pre approved. Please help me I need to raise my credit score. Thanks

What is the best solution for credit card debt?

What is the best solution for credit card debt?
I am way in over my head, I have 6 credit cards and I’m over $40,000 in debt. I have tried to take out a loan at the bank to consolidate but i got turned down. I need HELP!

Best Credit Card to use when advertising in google and yahoo?

I’m looking for the best rewards card for my business which I really only use for advertising expenses. I have seen stuff advertised for 3% back on credit cards for yahoo advertising. Any suggestions?

What is a good credit card to get that you almost will never get turned down for?

I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some [...]

Could I be denied a student credit card (Discover or American Express)?

-Never missed a payment (always paid most or all of the bill before or on the due date)
-3 Credit cards
-6 month credit history on one card
Only problem is I have 14 inquiries on my credit report. How good of a chance do I have to be accepted for a discover or american express student [...]

What is the best way for a small business to take credit card payments over the Internet?

I have a potential Internet customer who wants to pay by credit card, but currently I only accept payments by PayPal. I tried to contact PayPal about taking credit cards over the Internet but they won’t give me a quick, straight answer. They want a salesman to call me at work. That’s [...]

Need Dental Work-Should I use current credit card or apply for Care Credit card?

I need to get some crowns and I know that it won’t be cheap. I have enough space on one of my credit cards to put them on, however the interest rate is not that great. I know that “care credit” offers payment plans that would save me money in the long run, [...]

What is bad about credit card gift cards?

I want to know what the bad about credit card gift cards, like visa and master cards. The one they sell in stores. Do you have to pat money to activate and then add money?