I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit [...]
I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an [...]
I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a [...]
I am a newly eightteen year old and my mom has been building my credit history for the last two years, so i have phenomial credit history.
I am looking for a credit card that has a good rewards program for me.
I looked into the american eagle card but it seems like it takes a lot [...]
I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively [...]
How much credit card company charge for each transaction? Since credit card company gives reward credit for using their cards, in situations I can use either case or check, should I opt for credit cards because they offer reward points? Or it does no matter? Thank you for suggestions?
I pay off the statement balance [...]
I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club.
I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I [...]
How much credit card company charge for each transaction? Since credit card company gives reward credit for using their cards, in situations I can use either case or check, should I opt for credit cards because they offer reward points? Or it does no matter? Thank you for suggestions?
I pay off the statement balance [...]
I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club.
I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I [...]
My account was closed by the bank due to number of credit cards I have and high balance. I will be able to close all in 6 months. Can other banks close my credit card accounts as well? What is the best way to handle it?
Thanks for the answers but my problem is:
I have one [...]
