I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit [...]
Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a balance and [...]
I know that a secured credit card means using your own money but what I dont get is how is it to be paid back? If I opened a secured card with the same checking account, used their checks to pay off my secured card, where is the money coming from since I’m writing a [...]
I’m 18 and I think that I maybe approved for a gas card.Would that help with my credit as far as building it?Is it a good way to start?
