Refunded too much money on my credit card, can I keep it?

In a recent transaction where I was paying by credit card I was overcharged by the vendor. She realized it on the spot and refunded the money. However, when I reviewed my credit card statement I found that they’d issued two additional refunds to me which amount to several thousand dollars. This is all in [...]

Does paying a credit card statement in two installments online hurt my credit rating?

I have an online credit card account (at, let’s say Chase), and I have a $600 credit card statement, and I have three weeks to pay it off. If I pay $150 right away and $450 a week after the statement date, will they report a late $450 payment to the bureaus or will [...]