I heard that you can call and get your interest rates lowered if you ask from your credit card agencies. I also heard that it is not possible. So I was just wondering if anyone had any success with this and if so, did you have to be aggressive? Thanks for any answers [...]
When the Fed Reservce cuts rates, do I see any benefits on my credit card bills?
Right now my credit card interest rates are good. I am current on my credit card payments. It’s just the mortgage that I am defaulting on.
Has anyone had this experience? I heard today that if you go through foreclosure and your credit card companies find out, they will raise your interest rate because you’re seen [...]
My husband and I between the two of us have on credit card from Capital One. Our Balance is 5000 with a limit of 6500, we do use the credit card atleast once a week and send out a payment of about 50 dollars once a week being that we do use the card.
(payments [...]
You only have to open the mail, turn on the TV or read the paper to see a whole range of credit card offers. How do you know what you need to be looking for and make a fair comparison to find the best card? Find out what all the terms mean and how to [...]
If I take a credit card cash advance and deposit this money into a money market account, is the interest on this credit card debt deductable on federal taxes? I have an unique credit card offer that would actually yield a significant profit if the interest is tax deductable.
We hear about how lowering taxes (for rich/for poor ?) and lowering the rate the federal reserve charges banks for loans helps stimulate the economy.
Would some implementation at the federal level of lowering credit card interest rates be a more direct way to stimulate the economy?
For example, if I used a cash advance to
1. buy stocks,
2. invest in bonds/fixed income assets
3. “refi” my personal mortgage
4. buy investment property
or any other situations where credit card interest is tax deductible?
Thanks for all you responses. Just to clarify -
Say I borrow $100 from my credit card at [...]
If you chaged 300.00 and pay it off in one month..where does the interest get charged? (I am new with this whole credit card deal)
When I was deployed to Iraq my interest rate was 4%. Now that I am home my credit card interest rate got high. Now the soldiers and sailors act is only for debts acquired before the military. I got my credit card after I joined. Any suggestions on how to get it lowered.
