Credit Card Comparisons — Choosing The Best Deal

With debt at an all time high, many of us will be looking to either transfer our current credit card debt or apply for a new credit card with more benefits or lower interest rate. However, with a plethora of card offers out there, deciding which card, if any, is best for you can seem [...]

Can a collection agency report a bad credit card debt if they do not have written records?

I was contacted by collection agency an account that was charged off 8 years ago. They said they bought that debt and are reporting it on my credit.
I asked for written records with my signature to ensure that it was a real account that I opened. They said that it had been validated [...]

What kind of options we have to deal with credit card companies when under their debt?

I have credit card debt and this time it is hard for me to manage it. Do I have some kind of options to deal with credit card companies to have some break or if they can write off part of it without affecting my good credit? If requested, can they defer the monthly [...]

By filing chapter 7 personal bankruptcy including business credit card debt?

By filing personal bankruptcy (chapter 7) including business credit card debts with personal guarentees; do I also have to file for business chapter 11 bankruptcy because of these same credit cards or will the pesonal filing take care of them without involving my business?

Is it true that a payment on the 14th and last day of each month will reduce credit card interest?

I want to maximize the payoff of credit card debt. I can’t find the article but I read somewhere that the 14th and last business day of the month were the “magic dates” to reduce credit card interest and debt.

What are the best credit card debt relief services?

My friends husband died leaving her three kids and over $100,000.00 in credit card debt. She has been trying to pay but now is getting threatened with them taking her house. She make just a little over minimum wage on a part time basis and the depression is starting to drag her down.

I owe about $7,000 dollars total in credit card debt, I’m unemployed, can’t get a job due to bad credit?

I owe about $7,000 dollars total in credit card debt, I’m unemployed, can’t get a good job due to bad credit, And I’m a recently seperated veteran. Are there any programs out there that can help me out?