Why do I get so many Credit Card offers?

I know that credit card companies have access to certain credit information, but what exactly do they have access to? My husband and I both have Beacon scores over 800 and get an average of four Credit card or refinance offers EACH per day! I guess I have two questions:
1) What data do they use [...]

What’s the lowest credit card companies will lower my interest rate?

I want my credit card interest rate lowered now that I paid it off. What’s the lowest that they would lower it with a credit score of 759? The current APR is 19.53%.

What is the Best Credit Card for You

Everyone knows that the credit card market has tightened so it is important that when you are looking for a new card that you only apply for the best credit card for your specific situation. To make sure that you are going to be approved for the credit card it is important that you understand [...]

Why do credit card companies charge such high fees when redeeming airline miles?

Why do credit card companies charge such high fees when redeeming airline miles?
Ticket might be normally $400 which is free by redeeming my miles, but then they want to charge say $200 for FEES that will cost me money in addition to redeeming my miles. Any way around this?

Do credit card companies send small business credit cards to people who do not own small businesses?

Is it normal practice for credit card companies to send, pre-approved or not pre-approved, small business credit cards to people who do not own small businesses? Have you ever received one?

How do I account for Credit Card Merchant account in Tally or other accounting software?

I need to create groups of accounts for a company in Tally or other accounting software. I have 2 merchant accounts with different credit card companies. One of them credits my account in their bank and only sends me a statement of amount and commissions - other sends me a cheque after deducting the commissions. [...]

Has anyone had their Credit Card interest rate increased?

I have been reading in the news about how the credit card companies are raising the interest rate on people’s credit card without much notice. Most Americans have an outstanding credit card balance and do not have the money to quickly pay off their account in case the interest rate goes up. I read that [...]

Will I get credit card offers when I make my first car payment?

I’m 24 and just bought a new car. I don’t really have credit and was being turned down by credit card companies for lack of credit. So my question is once I begin establishing credit, will I get any credit card offers?
I don’t want or need 3 or 4 credit cards, just 1 main card.

do you think credit card interest rates should be restricted?

i received 2 or 3 payments from a company that paid high interest dividends but after investing ten thousand dollars the government shut them down however, the credit card companies collect high interest rates and are allowed to continue business as usual…whats up
what i am asking is how can the government shut one outfit down [...]

How To Stop Credit Card Offers

It is in fact very annoying when you just can’t stop receiving mails about a new credit card offer. If you are a new credit card holder and is paying your bills on time, you will likely get credit card offers frequently.You have to know that four major credit bureaus have the right to sell [...]