How do I close empty credit card accounts?

I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time.
I would like to close them to resolve my accounts and improve my overall credit.
I have to admit that some of the credit companies [...]

How does a canceled credit card affect your credit score?

I’ve had two credit card companies cancel their cards with me because I had not used their cards in years, how will this affect my credit score? Do they let the major credit bureaus know why it was canceled?

What is the difference between a credit card and a pre approved credit card or is there no difference?

I am looking to raise my credit score and I have been turned down buy credit card companies and I spoke with someone that said I could get a pre approved credit card but i thought all credit cards were pre approved. Please help me I need to raise my credit score. Thanks

How can I get my credit card company to report account information?

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to [...]

What credit card company processes transactions quickly into the system?

When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as [...]

Has anyone’s credit card companies denied refunds for Zoom Airlines?

I purchased a ticket frm Vancouver to Manchester through Zoom Airlines and my credit card company (Visa Desjardins) is not refunding my money. They are telling me to contact “the agency handling Zoom’s bankruptcy” and only if they deny my reimbursement will Visa Desjardins “dispute” it.
I really think they’re giving me the run-around. [...]

What are the best credit card companies?

I’m only 20 and I have no credit at all. I don’t even know how to begin to get credit because my mom never taught me these things I basically raised myself. Anyway..I’m trying to number 1, get a car and number 2, apply for a credit card. What are the best companies and what [...]

Will my credit card rewards points transfer to a new card?

Are ther any credit card companies that entice new customers by letting them take all their reward points from their old card with them when they switch to a new card?
My current credit card APR is 12%. I want to get a card with a lower rate, but dont want to lose all the [...]

what is a good credit card to apply for to start off my credit?

i currently have no credit so everytime i apply for a card i get denied. Besides Capital One what are some other good credit card companies i can apply at to start off my credit?
lookin for a card i will most likely be approved for.
thx!

Minimum Monthly Credit Card Payments On The Rise

It is estimated that more than 40% of Americans carry a revolving balance on at least one credit card. This is an enormous number, and it is caused primarily by the security people feel in making minimum monthly payments. When you charge money to your credit card, you are only required to make a small [...]