Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a balance and [...]
Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or [...]
My credit card balance is $30,000. Would it be best if I take out a low interest loan for this amount, or home equity loan, or just keep paying on my credit card bill monthly?
I am trying to get out of debt and I want to transfer my credit card balance over and pay it off ASAP.
im thinking of transferring my credit card balance to another card, what is currently the best deal, as far as a default of 20.0% APR or less? I have only seen a 32% APR on CITI bank for example but thats not a good deal in my book.
Ok, so I know I can transfer a credit card balance to another card, but what if I don’t have debt? I have a credit card with $9,000 credit limit, but it’s associated with a bank I want to leave. Can I take that line of credit and transfer it to another card [...]
Since I am being charged more for the portion of my credit bill from a cash advance, when I make a payment I would like to allocate my payments to pay off the higher interest portion of my credit card balance first. Is that possible.
can you not have a savings or checkings account on that credit card bank,let’s say a student credit card..So instead, you pay with a debit mastercard from another bank.
I want to transfer my old credit card balance to a new one. I have 6 months 0% APR on one but it’s about to expire.
* Can I transfer to another credit card with 0% apr for another 6 more months (or more) without paying any penalty?
* Where do I have to look [...]
I made my first purchase a few days ago, and, currently my minimum payment (due at the beginning of July) is $0. Does this mean that I won’t be billed for this purchase until next month? Also, if I do pay some money this month (even though the minimum is zero), will that [...]
