For many years I have been caregiver to my elderly parents. We have one credit card, for which my father is the primary card holder, and my mother and I are authorized users. However, I am the only one who uses the card, and the bill is paid in full every month, with no [...]
I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a [...]
Obviously you pay off a credit card bill with a check or using bill pay through your bank. I have a credit card account through Wells Fargo, and I notice that when I choose to transfer money from my checking account to one of my other Wells Fargo accounts, I can transfer it to [...]
Obviously you pay off a credit card bill with a check or using bill pay through your bank. I have a credit card account through Wells Fargo, and I notice that when I choose to transfer money from my checking account to one of my other Wells Fargo accounts, I can transfer it to [...]
I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club.
I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I [...]
Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.
I have an online credit card account (at, let’s say Chase), and I have a $600 credit card statement, and I have three weeks to pay it off. If I pay $150 right away and $450 a week after the statement date, will they report a late $450 payment to the bureaus or will [...]
I applied online for instant credit for chase Card online and was instantly approved. How do I use my new credit card account to purchase?
It seems to amaze me that people would get a joint bank/credit card account together and this includes a spouse. Only negative things can go wrong with having a joint account-there are no positives. Even for married folks, accounts should be seperate from each other as 2 purposes are served. They can see who [...]
I have a business credit card account that is about to be sent to a collection agency. Once this is done, I am worried they will try to apply this to my personal credit reports.
