How can I apply for a credit card?

I seriously need to get a credit card before christmas. I have never had a credit card before and everytime I apply for one I get rejected because I don’t have “a sufficient number of credit references”. How is anyone supposed to get a first card??? And I have no one to [...]

What are the pros and cons of a rewards credit card?

I always see cards that get miles, money for disney, whatever…and wonder if they are worth it. Some people are all for rewards cards…others swear they are not worth it, rates are too high etc.
Which really is better, and under what circumstances/spending habits? I am the kind who only uses a card when I NEED [...]

Is there a prepaid credit card that acts as a normal credit card and not have limitations?

I am trying to start shopping for Christmas online and I don’t have a credit card and a couple of the sites won’t let me use prepaid credit cards I was wondering if there was a prepaid credit card that acted like a real credit card and won’t be denied by any sites that restrict [...]