What’s the best credit card to get to help rebuild credit?

I want to get one credit card to rebuild credit. What’s the best one right now. I hear Capital One is a really bad one. We filed chapter 7 after losing a business and get tons of offers. I don’t plan on using it other than to just keep a small balance and [...]

How long is the wait to apply for a new credit card after Personal Bancruptcy?

I filed for chapter 13 Personal Bancruptcy 7 years ago. I was just wondering: How long can someone wait to aquire a new line of credit; Is it 7 or 10 years now? I’m asking Because recently my Personal Bank sent me a Pre-Approved Unsecured Credit Card Application via the net. I filled it up [...]