I’ve had two credit card companies cancel their cards with me because I had not used their cards in years, how will this affect my credit score? Do they let the major credit bureaus know why it was canceled?
I am looking into getting a credit card for emergencies only, though slowly building up my credit is a bonus. I am mainly looking to get a credit card because I will be studying abroad in Ireland in January and would like the security of a credit card for emergencies. What types of cards would [...]
I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone has either [...]
My credit rating is good, not bad. But I’ve heard that having too many cards can damage it. I know that calling is a bad way to cancell, plus they try to talk you out of it.
What is the BEST way to cancel, so the credit reporting agencies know that you canned the card, and [...]
I requested a new credit card with a lower interest rate than my two cards now with the intentions of paying off the two cards with my new card. The new card credit limit is not enough to pay off the other two, however, so I don’t want it anymore. I requested it online, was [...]
I have other cards that I have excellent credit history on, but this one card is really bothering me because I had more than a couple of late payments on it in the past. Is it safer for me to just cancel it out, rather than keeping it open?
I have a card that is paid off and compared to my other cards, it’s limit pales in comparison. I want to close it. However it is one of two oldest accounts. The oldest account has a limit 4X that of the one I want to get rid of and that one [...]
Is removing my husband as authorized user on credit card bad for his credit? I’m trying to bring down his debt to income ratio because he has no debt of his own its all on my cards and of course it shows up as his debt also.
I’m looking into getting another credit card that gives the best CASH BACK compared to all the others. We have cards that give us 1% back on all purchases, but I want something with better rewards. We have an American Express and it gives good cash back 1% to 3%, but is there a Visa [...]
I have two cards with zero balance and wanted to transfer one of the to an airline card to earn the miles. Can you transfer cards with zero balances and does it affect your credit?
