How does a credit card work and why do I have to get one?

I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit [...]

What is the best credit card for an 18 year old?

I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an [...]

What stores can you get a credit card at without a current credit card?

I am tring to build my credit fast but I dont have a credit card. I have a debit card. I got a card at target and continue to use it and pay it off. I tried to get one at walmart but cant because I dont have a credit card. what stores could I [...]

What credit card can I apply for that does not check credit?

I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?

What is the best credit card I can apply for with low interest to build my credit up? I am only 20 and do not?

have any credit right now. I want to do some things that will build up my credit but am not sure what to do. Any suggestions? …I have tried to apply for one credit card and I didnt qualify just because I had zero credit! I mean, how do you get credit if someplace doesn’t [...]

Credit card for gas and food purchases to help credit with NO FEES?

I’m looking for a credit card I can use to purchase gas, groceries, etc. and pay it off AS SOON AS it comes due so there are no late fees and NO annual fees, etc. This is to help build credit for me and my husband. Any help is appreciated, thanks in advance!

where and how to apply for credit card?

Iam just trying build my credit. well, I would like to have a credit card. Where do I apply for one with low interest. Thanks in advance.

which is the best secured credit card?

I need to build credit and having trouble getting a card since i am not on the books at my job. Any suggestions for a secured card?? Or any card that lets me open acct without listing my employer.

What is the best credit card for an 18 trying to build credit?

I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the best. Does anyone [...]

what is the best credit card for a first timer who wants to build credit?

I am very responsible with how I spend money, so please don’t lecture me on how credit cards are so dangerous. I’ve waited til I felt financially secure enough to get one.
I just want one so I can work on establishing credit. I want to make one or two monthly purchases and pay them [...]