Credit Card Discussion

i have come to US 7 months ago on work visa. i do not have any credit history. i want to get an unsecured credit card from citibank. which card should i apply for which will be relatively easy to get?i do not mind a low credit limit but i need an unsecured card.please advise.

Are you trapped into making only minimum payments on your credit cards? I hope not.Minimum payments decline as the balance on the credit card declines.Let’s take a credit card with a $2000 balance at 15% interest to use as an example. You would expect to pay about a $40 (2%) monthly payment when you start [...]