Is credit card debt considered an open account or a written contract?

I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a written contract in [...]

How can I get a business credit card despite bad credit rating in Canada?

Help! I’m trying to start up a business and all I need is a $10k business credit card. But I have a bad credit rating and so far lenders insist I must have a strong co-signer. But I can’t get anyone to do this for me (long story) Any suggestions?
In answer to the first responder, [...]

Constant Credit Card Payments

Are you trapped into making only minimum payments on your credit cards? I hope not.Minimum payments decline as the balance on the credit card declines.Let’s take a credit card with a $2000 balance at 15% interest to use as an example. You would expect to pay about a $40 (2%) monthly payment when you start [...]