Should I go with a student credit card or a regular one and what is the best one?
I’m in college and my Citi card is maxed out from my tuition. I’m paying it off and have never missed a payment nor have I gone over the limit. I need to get another one for this year’s tuition and I’m not sure what to go with. Paying it in increments isn’t a problem for me. Should I go with a student card or a regular one? I’ve had my other card for two years this August. Which company and card as the best APR and benefits?
i think if you can get one a discover with the cash back bonus is worth trying for!!!
Take it from me never get any credit cards they are all big rip offs. I had to learn the hard I once owned alot of credit cards and guess what my credit became so bad that I could not get anything (cars, furniture,home). I would suggest trying to maintain the one you do have and do part-time work or sell things you no longer need.
Why did, and why do you still have to use a credit card to pay for your tuition?
Is a credit card your only solution?
The Capital One student card, they have one without an annual fee. If you wanted to get a credit card without it being a student card you shouldn’t have a problem.
Looks like you are well on your way to building a good credit score. If you have a job and have been making payment you should probably try to apply for a regular card. These limits tend to be higher and the interest rates are better. There are many sites out there where you can view all the different cards available and choose the one that fits you the best. You can goggle compare credit cards. I found on that seem to have some excellent cards. And you can apply directly there and all the card are instant approval.
- try this one. I personally use their card. As I know it has lowest discount APR for students.