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- Secured credit card. Can I get a secured Visa card with MC charge off on my credit report? Rebuilding my credit and I have an old Master Card account that was charged off that I am attempting to satisfy. I want to obtain a secured card from a local credit union to start establishing some good credit. Do I have to satisfy the old account before doing this or will I be able
- Will a credit card company let you lower you monthly payment when you are in a repayment program? I am currently in a credit card payment program through Chase Bank. I have a set amount to pay each mounth of $568. If I ask will they lower my monthly payment and keep the 2% intrest I have now or dose changing the monthly payment cancel my program with them? This payment plan was
- Does anyone know why Old Navy has not replied to my Credit Card Application? I have applied twice and they have never even sent me a letter or anything. I have a Credit Score of 700 so that can’t be the reason.
- does closing a credit card stop interest rates from going up? If someone stopped paying their credit card for a few months, the interest rates on that card go up. Can closing the credit card stop the interest rates from going up or will the balance of the credit card still cause it to go up?
- How do you like the American Express Bank of America Rewards credit card? I applied for the Bank of America points credit card with access to World Points and I was wondering how you like it. Does this credit card offer a special points program in addition with World Points and it says Bank of America Rewards? Also have you found AE to be wildly accepted like