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How is a credit card considered a written contract instead of an open account?

I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but he says that I probably will have to settle because it is not an open account but [...]

What do I need to apply for a visa credit card?

I’m currently employed. I only have a savings account, but I don’t have a checking account yet. I want to apply for a credit card at my local bank, but i don’t know what I’m going to have to know and need first. I want to be prepared. Thanks for the answers.

Visa Credit Card Advantages

The Visa card consumers will enjoy easy online access to register their purchases and they can file their claims. VISA provides this free service to the benefits of its consumers. The consumer can shop with confidence, knowing that virtually everything they purchase with their covered Visa card is protected in case of theft or damage [...]

What’s the best credit card for a student with no previous credit history?

Hi, I am trying to get my first credit card. So far the best cards I have found are a student Visa and a student Discover card. The Discover card has a 3% lower interest rate, but I wasn’t sure if it would be as easy to use as Visa. Also if there are any [...]

What is the best way to get my first credit card?

I am trying to get a credit card to start establishing credit. I am a college student. What is the best way to try to get one? Or what provider is the best like Mastercard or Visa, etc. I’m having a hard time getting one and co-signing is not an option for me at this [...]

Has anyone’s credit card companies denied refunds for Zoom Airlines?

I purchased a ticket frm Vancouver to Manchester through Zoom Airlines and my credit card company (Visa Desjardins) is not refunding my money. They are telling me to contact “the agency handling Zoom’s bankruptcy” and only if they deny my reimbursement will Visa Desjardins “dispute” it.
I really think they’re giving me the run-around. [...]

What is the best way to apply for a credit card without any credit?

Neither my husband or I have any credit. We have a car in his name, but the co-signer is his mother (because we don’t have any established credit). I kept all of our bills in my name (like electric, gas and what not). We do not have a cell phone provider that [...]

What is a good credit card to get that you almost will never get turned down for?

I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some [...]

Choosing Credit Card Rewards

As major credit card issuers compete for customers, credit card rewards are ever plentiful. Today’s card holders can enjoy free sky miles, hotel and travel points, cash back for purchases, even money contributed to an IRA or transferred to a interest accruing savings account.But which credit card reward is better? Points or cash back? Main [...]

Secured Airline Credit Cards?

I recently found out(and was SHOCKED) that US Bank offers a SECURED Korean Air Skypass Visa Card. My question is does anyone else know of any other SECURED airline cards? Please let me know and list a site if possible. Thanks for your help.