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What is the best way to apply for a credit card without any credit?

Neither my husband or I have any credit. We have a car in his name, but the co-signer is his mother (because we don’t have any established credit). I kept all of our bills in my name (like electric, gas and what not). We do not have a cell phone provider that [...]

Anyone have a SEARS credit card, or know someone?

was called and told a list of credit card names and phone numbers was hacked or something. I got a new card but now I am receiving random phone calls that say, “You are a preferred customer with your visa or mastercard which do you carry?” And then they offer you a watch and about [...]