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How can I close a new credit card without effecting my credit?

I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club.
I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I [...]

How can I close a new credit card without effecting my credit?

I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club.
I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I [...]

Why Should You Bother With The Best Secured Credit Card Deal

You can’t stop noticing the number of advertisements for credit card offers these days. It can be enticing to sign up as they offer attractive rates and appealing incentives. So, why should you bother with a secured credit card deal?In some cases, secured credit card may be useful. If the finance companies often reject your [...]

Reasons for Filling in the Credit Card Application

The consumer oriented card may help you deal with your daily purchases. The high charges, fees and interest rates can be avoided thanks to the innovations brought by the credit card applications. Having such a credit card is going to ease your life. This card is a very convenient item that will allow you to [...]

Mastercard and Visa Credit Cards: Should you Apply for Both?

MasterCard and Visa: they’re both household names in today’s credit card world. In fact, MasterCard and Visa are so common that if you’re shopping for a new card, it may be difficult to choose one over the other. Which one is more widely accepted? Which one has better benefits? Should you apply for both? Here [...]

How To Get Your Credit Card Payments Under Control

Credit cards can be a nice convenience but they can also get you into a lot of trouble. If you have charged your cards up to the limit and are now having a hard time paying the bills you are not alone. Statistics show that the average credit card debt for each household in the [...]

Getting A Bank Credit Card For Tuition Payments

It is important for college students to be able to pay for their tuition, books, fees and living expenses while they are attending post-secondary school. A student loan and a scholarship can cover most of the associated costs, but there are still other day to day expenses to consider.If an emergency occurs and the student [...]

South African Credit Card Payment Gateways

Accepting credit cards is a vital part of any online business. Although South Africa is far behind the rest of the world, offering EFT as your only form of payment is no longer enough. With that in mind, it’s important for you to know what your options are. Here is a short outline of some [...]

Bad Credit Cards For Better Consolidation

Unsecured methods of debt consolidation are among some of the most available debt consolidation options out there because they do not require you to secure the debt against anything.This is in contrast to secured loans such asmortgages which require you to put something up as collateral or security.However, unsecured loans have a major qualification in [...]

lenders or loan officers- please help?

i know having your credit ran too many times will lower your fico score and it stays on your credit reports for two years.
i’m not going to be buying my house until probably 6 to 8 months from now.
i’m trying to get quotes for a first time home buying loan but everywhere i look [...]